What Now! Health Insurance Reform

How will Health Insurance Reform affect you in 2010? For health insurance coverage in Washington State, there are very few changes.
The following is a general guide to what is coming: Insurance companies will be forced to issue policies for children with pre-existing conditions. The lifetime limits will be eliminated even though very few people ever get to that limit. Preventive coverage will be fully covered with no co-pays of deductibles. Dependent children could be covered until age 26.

People with Medicare part D will receive a $250 rebate to begin to close the coverage gap in the prescription drug benefit. It will gradually increase each year until it 2020.

Small business under 25 employees will have a tax credit of up to 35% on the employer paid portion of the insurance premium. That credit will rise to 50% by 2014. Employers smaller than ten will receive a full credit.

So, what should you do now? I still maintain the importance of having an agent you can trust to advise you and guide you through the maze of plans out there and help you make a decision according the risk! There is no better way to get the best coverage for your particular individual situation than to work through the process with the advice of an agent. These people are licensed and must pass continuing education requirements that keep them up to date on the changes that inevitable come to the many plans available.

To see a plan for coverage in Washington State, cut and paste the following link: http://www.healthyfamilyinsurance.net/