Why I Like Group Health in Washington State
When it comes to coverage and price, it is hard to beat a Group Health plan. And now with the better doctor network (Alliant Plus) they will cover a whole lot more doctors than before. They cover my doctor here in Spokane, even if he is not in the preferred network! (After deductible for out of network, with no balance billing)
I personally have a high deductible (catastrophic) plan with a 5000 deductible. I have unlimited doctor visits and unlimited diagnostic x-ray and lab work (within the network) where the deductible is waived! Try that with another high deductible plan! This works well for someone who does not need prescription drug coverage or maternity as they are not covered. If you have been healthy and have a reasonable expectation that you will continue to be healthy, then a high deductible plan offers a cheap price and a low likelihood of having to meet the deductible.
Now, if you need drug coverage and maternity, there are plans of this genre that have that coverage as well and yet they are still cheaper than the competition.
To see if they are right for you, click on the Group Health logo on the home page!
http://www.healthyfamilyinsurance.net/index.php