Tom Hubbard, the owner of Healthy Family Insurance, is a 49 year-old empty nester who lives with his wife of 26 years in Deer Park, Washington. He started selling insurance in November of 1993, and during the course of the last 16 years, he's learned a few things about health insurance.

Tom is an independant agent, which means he isn't employed by any insurance company. He has no preference towards one company over another and is only interested in which company offers more of what he, or his customer, is looking for at the best price with the best services and features they need.

“My philosophy on insurance is simple: to avoid giving my money to the insurance company. This is how I purchase my own insurance and this is exactly how I approach choosing insurance for my clients.

When you need insurance, you probably don't want to pay for coverages that you don't need, so I'll help you find a policy that cuts out most of the cost of those un-needed coverages. I even used this website myself, comparing plans and rates before buying the coverage that my wife and I currently have.

In my situation, we didn't need prescription drug or pregnancy coverage. Those two coverages were eliminated in a plan with a selected number of doctor visits per year. By doing so, we cut our cost down by 2/3 of what a full-blown premium plan would have cost.

After many years at this business, I have become more interested in helping customers keep more of their money. They stick around a lot longer because it makes sense to their budget - just like it does to mine.

Regardng this web site, it was built with the intention of creating a comprehensive insurance resource where people can go to find not just rates and plans, but helpful information that they can use to help them make informed decisions about their health insurance coverage. I use the quote generator in my office all day, every day, and I make sure it is always kept up-to-date.

Please use this site as a tool and don't hesitate to call me if you have any questions - I'd love to hear from you and I'd be glad to help. My office number is (509) 991-1725 and my office is located at S. 17 Main Street in Deer Park, Washington. You can also send me an email: Tom@HealthyFamilyInsurance.net, or just go to the Contact Us page and send me a quick note."